Civil liability insurance:

This type of insurance covers the legal liability of the insured towards others (third party) if he/she causes an accident and/or accidents during the insurance period and this led to his physical injury (fatal or non-fatal) or causes material damage to the properties of others provided that the accident/ accidents has taken place directly from while they were available within the property or the place occupied by the insured.

Liability limits: Normally the amount of the liability limit amount is determined for one-accident or total accidents during the year. The determination of the amount depends on the nature of the insured work, the site or the potential risks. This type of insurance suits the commercial shops, show rooms, companies and foundations to insure their customers.